Mobile Money Services
Seamless mobile payment solutions for emerging markets and beyond. Connect your business to millions of mobile wallets.



Why Choose Mobile Money?
Massive Reach
Connect with over 1.2 billion mobile money accounts across Africa, Asia and beyond.
Instant Transactions
Process payments and transfers in real-time with immediate notifications.
Highly Secure
Multi-factor authentication and encrypted transactions for enhanced security.
Lower Costs
Reduce transaction fees compared to traditional banking and card payments.
How Mobile Money Works
Customer Initiates Payment
Customer enters your business number and payment amount on their mobile money app or USSD menu.
Real-time Processing
VertexPay processes the transaction in real-time through secure API connections with mobile money providers.
Instant Confirmation
Both you and the customer receive instant confirmation, and funds are settled to your account.
Mobile Money Providers We Support

M-Pesa
The largest mobile money service in Africa with over 50 million active users across multiple countries.
MTN Mobile Money
Leading mobile money service across multiple African countries with extensive agent networks.
Airtel Money
Wide-reaching mobile financial service operating across 14 countries in Africa.
Orange Money
Mobile money service across francophone Africa with international remittance features.
Wave
Fast-growing mobile money service with lower transaction fees focused on West Africa.
And More...
We're constantly expanding our network of supported mobile money providers.
See full list of supported providersKey Features
Cross-Border Payments
Enable international payments and remittances between different mobile money networks and countries.
API Integration
Simple RESTful API with comprehensive documentation and client libraries for all major programming languages.
Automated Reconciliation
Automated transaction matching and reconciliation to simplify your accounting processes.
Real-time Analytics
Comprehensive reporting and analytics dashboard to track all your mobile money transactions.
Instant Notifications
Real-time webhook notifications for all transaction events, with email and SMS options.
Enhanced Security
Two-factor authentication, fraud detection systems, and end-to-end encryption to protect every transaction.
Mobile Money Use Cases
Remittances
Enable fast, low-cost international money transfers for diaspora communities sending money home.
Learn more
E-commerce Payments
Offer mobile money as a payment option on your online store to increase conversion rates.
Learn more
Bill Payments
Allow customers to pay utilities, subscriptions and services through mobile money platforms.
Learn moreDeveloper-Friendly Integration
Our RESTful APIs make it simple to integrate mobile money payments into your applications.
// Initialize a mobile money payment const response = await vertexPay.mobileMoney.initiate({ amount: 1000, currency: "KES", provider: "mpesa", phone: "+254712345678", reference: "INV-2025-001" });
Ready to Start Accepting Mobile Money?
Join thousands of businesses that use VertexPay to process mobile money payments across Africa and beyond.
Frequently Asked Questions
We currently support mobile money services in over 20 countries across Africa and parts of Asia, including Kenya, Ghana, Tanzania, Uganda, Rwanda, Zambia, Malawi, Senegal, Côte d'Ivoire, and more. Our network is constantly expanding to include more regions and providers.
Transactions are processed in real-time, with customers receiving instant notifications. Depending on the mobile money provider and your settlement plan, funds typically settle to your account within 24-48 hours. We also offer options for same-day settlement for eligible merchants.
Our fees vary by country and provider, but are typically between 1-3% of the transaction value. Volume discounts are available for businesses processing larger payment volumes. Contact our sales team for a customized quote based on your business needs and location.
We offer multiple integration options: a simple payment API for developers, ready-to-use plugins for popular e-commerce platforms like Shopify and WooCommerce, and customizable payment pages that require no coding. Our developer documentation provides step-by-step guides for all integration methods.
Minimum transaction amounts vary by mobile money provider and country, but typically start around the equivalent of $0.50 USD. Some providers also have maximum transaction limits per day or per transaction, which we can advise on during your account setup.
Ready to Accept Mobile Money Payments?
Join thousands of businesses using VertexPay to process mobile money payments across Africa and beyond.