Fast & Reliable Disbursement Solutions
Send payments to vendors, employees, and customers globally with speed, security, and precision.

Comprehensive Disbursement Solutions
Streamline your outgoing payments with our advanced disbursement platform, designed for efficiency and reliability.
Instant Payouts
Send funds in real-time to bank accounts, mobile wallets, and cards across the globe with our rapid disbursement network.
- 24/7 instant transfers
- Real-time payment confirmation
- Weekend & holiday processing
Global Reach
Distribute funds to recipients in 190+ countries with competitive exchange rates and low transfer fees.
- Support for 135+ currencies
- Local payment methods available
- Compliance with international regulations
Automation & API
Integrate our powerful disbursement API to automate payments, reduce manual tasks, and scale your operations.
- Comprehensive RESTful API
- Bulk payment processing
- Webhooks for real-time updates
Disbursement Use Cases
Our flexible platform adapts to any business need, from simple refunds to complex global payouts.
Payroll Processing
Pay employees and contractors efficiently across multiple countries and currencies.
Marketplace Seller Payouts
Automate commission calculations and vendor payments for online marketplaces.
Customer Refunds
Process refunds quickly and safely back to customers' original payment methods.
Insurance Claims
Expedite claim settlements with fast, secure disbursements to policyholders.
Multiple Disbursement Methods
Choose the right payment method for your recipients, balancing speed, cost, and convenience.
Bank Transfers
Direct deposits to bank accounts via ACH, SEPA, wire transfers, and local bank networks globally.
Card Payouts
Instant transfers to debit and credit cards with our Push-to-Card technology for immediate access to funds.
Mobile Wallets
Send funds directly to mobile wallets like M-Pesa, PayPal, Venmo and other regional payment providers.
Digital Payments
Disburse to digital payment accounts and electronic wallets for immediate fund availability.
Disbursement Processing Time
Advanced Disbursement Features
Powerful tools to optimize your payment distribution process and increase operational efficiency.
Enhanced Security
Multi-layered security protocols with fraud monitoring, account verification, and advanced encryption.
SOC 2 Type II Compliant
Bulk Processing
Send thousands of payments in a single batch with our high-capacity processing system for maximum efficiency.
Process up to 100,000 payouts at once
Reporting & Analytics
Comprehensive reporting dashboard with real-time tracking, payment status updates, and transaction history.
Custom report generation
Recipient Management
Store recipient payment details securely for recurring payouts with automatic verification and validation.
Self-service recipient portals
FX Management
Optimize currency conversions with competitive exchange rates, hedging options and multi-currency accounts.
Save up to 3% on international transfers
Tax Compliance
Automate tax form generation, withholding calculations, and reporting requirements for global payments.
Automatic 1099 and W-8 form management
Powerful API for Seamless Integration
Our developer-friendly API lets you integrate disbursement capabilities directly into your platform with just a few lines of code.
Simple REST API
Intuitive endpoints with comprehensive documentation and SDKs for all major programming languages.
Developer Tools
Testing environment, sample applications, and integration libraries to accelerate your development process.
Webhooks & Notifications
Real-time event notifications for payment status updates, ensuring your systems stay in sync.
// Create a batch disbursement
const VertexPay = require('vertexpay-node');
const client = new VertexPay('YOUR_API_KEY');
const batch = {
name: "Weekly Contractor Payments",
payments: [
{
recipient_id: "rec_12345",
amount: 1250.00,
currency: "USD",
method: "bank_transfer",
note: "Project completion payment"
},
{
recipient_id: "rec_67890",
amount: 950.50,
currency: "EUR",
method: "card_payout",
note: "Consulting services"
}
]
};
client.disbursements.createBatch(batch)
.then(response => {
console.log(`Batch created: ${response.id}`);
console.log(`Status: ${response.status}`);
console.log(`Total amount: ${response.total_amount}`);
})
.catch(error => console.error(error));
Frequently Asked Questions
Common questions about our disbursement solutions and services.
Disbursement speed varies by payment method. Card payouts and digital wallets can be processed instantly, while bank transfers typically take 1-3 business days. For international transfers, processing times depend on the destination country and payment method, with most completed within 2 business days.
Our fee structure depends on payment volume, methods, and destinations. Domestic transactions typically range from 0.5% to 1.5% per transaction, while international transfers may include currency conversion fees. We offer custom pricing for high-volume customers and discounted rates for bulk processing. Contact our sales team for a personalized quote.
VertexPay employs industry-leading security measures including end-to-end encryption, multi-factor authentication, and compliance with PCI DSS, SOC 2, and GDPR standards. Our AI-powered fraud detection system monitors transactions in real-time, and we perform regular security audits to maintain the highest level of protection for your funds and data.
Yes, our API is designed for seamless integration with most business systems including accounting software, ERP systems, HR platforms, and custom applications. We provide SDKs for popular programming languages, webhooks for real-time updates, and detailed documentation to simplify the integration process. Our technical team is available to assist with custom integration requirements.
To set up disbursements, you'll need to provide recipient information that varies by payment method. For bank transfers, you'll need account numbers and routing codes. For card payouts, card details are required. For mobile wallets, phone numbers or account IDs are needed. Our system securely stores this information for future payments, and our recipient management portal allows your payees to add and update their own payment details.
Ready to streamline your disbursements?
Join thousands of businesses that trust VertexPay for their payment distribution needs. Our team is ready to help you implement the perfect solution.
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